Written by Michael Torres, CFA — 15+ years advising on self-directed retirement accounts. Reviewed by Lauren Pak, CPA.

Methodology: Independently scored 11 custodians on fees, BBB rating, minimum, buyback policy, depository options, and support. Test accounts opened at Augusta, Goldco, and Birch. Sources: IRS Pub. 590-A, IRS Pub. 590-B, IRC §408(m). Last reviewed: March 14, 2026 | Next review: September 2026. Affiliate disclosure: links may earn referral fees; rankings are independent.

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